@php //SIP Period (Month) $sip_period_months = $sip_period*12; //Annuity Period (Months) T9*12 $annuity_period_months = $annuity_period*12; //Accumulation Monthly Return (1) (1+T13%)^(1/12)-1 $accumulation_monthly_return1 = (1+$accumulation_phase_interest_rate_1/100)**(1/12)-1 ; //Annuity Purchase Amount (1) (1+AV29)*T9*(((1+AV29)^(AV28)-1)/AV29) $annuity_purchase_amount1 = (1+$accumulation_monthly_return1)*$sip_amount*(((1+$accumulation_monthly_return1)**($sip_period_months)-1)/$accumulation_monthly_return1); //Distribution Monthly Return (1) (1+AC13%)^(1/12)-1 $distribution_monthly_return1 = (1+$distribution_phase_interest_rate_1/100)**(1/12)-1; //PV of Balance Required (1) T15/(1+AV35)^(AV33) $pv_of_balance_required1 = $balance_required/(1+$distribution_monthly_return1)**($annuity_period_months); //Balance Available for Annuity (1) AV31-AV37 $balance_available_for_annuity1 = $annuity_purchase_amount1 - $pv_of_balance_required1; //Monthly Annuity Amount (1) (AV35*AV39)/(1-(1+AV35)^(-AV33)) $monthly_annuity_amount1 = ($distribution_monthly_return1*$balance_available_for_annuity1)/(1-(1+$distribution_monthly_return1)**(-$annuity_period_months)); if (isset($accumulation_phase_interest_rate_2) && $accumulation_phase_interest_rate_2 >0){ //Accumulation Monthly Return (2) (1+T13%)^(1/12)-1 $accumulation_monthly_return2 = (1+$accumulation_phase_interest_rate_2/100)**(1/12)-1 ; //Annuity Purchase Amount (2) (1+AV29)*T9*(((1+AV29)^(AV28)-1)/AV29) $annuity_purchase_amount2 = (1+$accumulation_monthly_return2)*$sip_amount*(((1+$accumulation_monthly_return2)**($sip_period_months)-1)/$accumulation_monthly_return2); //Distribution Monthly Return (2) $distribution_monthly_return2 = (1+$distribution_phase_interest_rate_2/100)**(1/12)-1; //PV of Balance Required (1) T15/(1+AV35)^(AV33) $pv_of_balance_required2 = $balance_required/(1+$distribution_monthly_return2)**($annuity_period_months); //Balance Available for Annuity (1) AV31-AV37 $balance_available_for_annuity2 = $annuity_purchase_amount2 - $pv_of_balance_required2; //Monthly Annuity Amount (2) (AV35*AV39)/(1-(1+AV35)^(-AV33)) $monthly_annuity_amount2 = ($distribution_monthly_return2*$balance_available_for_annuity2)/(1-(1+$distribution_monthly_return2)**(-$annuity_period_months)); } @endphp
 

Monthly Annuity Planning @if(isset($clientname)) For {{$clientname?$clientname:''}} @endif

@if(isset($balance_required) && $balance_required>0) @endif
Monthly SIP Amount ₹ {{custome_money_format($sip_amount)}}
SIP Period {{$sip_period?$sip_period:0}} Years
Annuity Period {{$annuity_period?$annuity_period:0}} Years
Balance Required ₹ {{custome_money_format($balance_required)}}
@if(!isset($accumulation_phase_interest_rate_2) || $accumulation_phase_interest_rate_2 == '')
Expected Rate of Return
Accumulation Phase {{$accumulation_phase_interest_rate_1?number_format($accumulation_phase_interest_rate_1, 2, '.', ''):0}} %
Distribution Phase {{$distribution_phase_interest_rate_1?number_format($distribution_phase_interest_rate_1, 2, '.', ''):0}} %
@endif @if(isset($accumulation_phase_interest_rate_2) && $accumulation_phase_interest_rate_2==0)
@endif

Accumulated Corpus

@if(isset($accumulation_phase_interest_rate_2) && $accumulation_phase_interest_rate_2>0) @else @endif
Scenario 1 @ {{$accumulation_phase_interest_rate_1?number_format($accumulation_phase_interest_rate_1, 2, '.', ''):0}} % Scenario 2 @ {{$accumulation_phase_interest_rate_2?number_format($accumulation_phase_interest_rate_2, 2, '.', ''):0}} %
₹ {{custome_money_format($annuity_purchase_amount1)}} ₹ {{custome_money_format($annuity_purchase_amount2)}}
₹{{custome_money_format($annuity_purchase_amount1)}}
@if(isset($accumulation_phase_interest_rate_2) && $accumulation_phase_interest_rate_2==0)
@endif @if(isset($distribution_phase_interest_rate_2) && $distribution_phase_interest_rate_2==0)
@endif

Monthly Annuity Amount

@if(isset($distribution_phase_interest_rate_2) && $distribution_phase_interest_rate_2>0) @else @endif
Scenario 1 @ {{$distribution_phase_interest_rate_1?number_format($distribution_phase_interest_rate_1, 2, '.', ''):0}} % Scenario 2 @ {{$distribution_phase_interest_rate_2?number_format($distribution_phase_interest_rate_2, 2, '.', ''):0}} %
₹ {{custome_money_format($monthly_annuity_amount1)}} ₹ {{custome_money_format($monthly_annuity_amount2)}}
₹{{custome_money_format($monthly_annuity_amount1)}}
@if(isset($distribution_phase_interest_rate_2) && $distribution_phase_interest_rate_2==0)
@endif

* Mutual fund investments are subject to marker risks, read all scheme related documents carefully.
* Returns are not guaranteed. The above is for illustration purpose only.

@include('frontend.calculators.common.footer') @if(isset($report) && $report=='detailed')
 

Accumulation Phase
Projected Annual Investment Value

@if(isset($accumulation_phase_interest_rate_2) && $accumulation_phase_interest_rate_2>0) @for($i=1;$i<=$sip_period;$i++) @php //Year End Value (1+AV64)*AT64*(((1+AV64)^(AU64*12)-1)/AV64) $year_end_value1 = (1+$accumulation_monthly_return1)*$sip_amount*(((1+$accumulation_monthly_return1)**($i*12)-1)/$accumulation_monthly_return1); //Year End Value AT65*(1+AV65)^AU65 $year_end_value2 = (1+$accumulation_monthly_return2)*$sip_amount*(((1+$accumulation_monthly_return2)**($i*12)-1)/$accumulation_monthly_return2); @endphp @if($i%25==0 && $sip_period>25 && $sip_period>$i)
Year Annual Investment Year End Value
@ {{$accumulation_phase_interest_rate_1?number_format((float)$accumulation_phase_interest_rate_1, 2, '.', ''):0}} % 		Year End Value
@ {{$accumulation_phase_interest_rate_2?number_format((float)$accumulation_phase_interest_rate_2, 2, '.', ''):0}} %
{{$i}} ₹ {{custome_money_format($sip_amount*12)}} ₹ {{custome_money_format($year_end_value1)}} ₹ {{custome_money_format($year_end_value2)}}
@include('frontend.calculators.common.footer')
 
@endif @endfor @else @for($i=1;$i<=$sip_period;$i++) @php //Year End Value (1+AV64)*AT64*(((1+AV64)^(AU64*12)-1)/AV64) $year_end_value1 = (1+$accumulation_monthly_return1)*$sip_amount*(((1+$accumulation_monthly_return1)**($i*12)-1)/$accumulation_monthly_return1); @endphp @if($i%25==0 && $sip_period>25 && $sip_period>$i)
Year Annual Investment Year End Value
@ {{$accumulation_phase_interest_rate_1?number_format((float)$accumulation_phase_interest_rate_1, 2, '.', ''):0}} % 		Year End Value
@ {{$accumulation_phase_interest_rate_2?number_format((float)$accumulation_phase_interest_rate_2, 2, '.', ''):0}} %
Year Annual Investment Year End Value
@ {{$accumulation_phase_interest_rate_1?number_format((float)$accumulation_phase_interest_rate_1, 2, '.', ''):0}} %
{{$i}} ₹ {{custome_money_format($sip_amount*12)}} ₹ {{custome_money_format($year_end_value1)}}
@include('frontend.calculators.common.footer')
 
@endif @endfor @endif
Year Annual Investment Year End Value
@ {{$accumulation_phase_interest_rate_1?number_format((float)$accumulation_phase_interest_rate_1, 2, '.', ''):0}} %
@include('frontend.calculators.common.footer')
 

Distribution Phase
Annual Wihdrawal & Projected Investment Value

@if(isset($distribution_phase_interest_rate_2) && $distribution_phase_interest_rate_2>0) @for($i=1;$i<=$annuity_period;$i++) @php //Year End Balance (AS106*(1+AU106)^(AR106*12)-(AW106*((1+AU106)^(AR106*12)-1)/AU106)) $year_end_balance1 = ($annuity_purchase_amount1*(1+$distribution_monthly_return1)**($i*12)-($monthly_annuity_amount1*((1+$distribution_monthly_return1)**($i*12)-1)/$distribution_monthly_return1)); $year_end_balance2 = ($annuity_purchase_amount2*(1+$distribution_monthly_return2)**($i*12)-($monthly_annuity_amount2*((1+$distribution_monthly_return2)**($i*12)-1)/$distribution_monthly_return2)); @endphp @if($i%25==0 && $annuity_period>25 && $annuity_period>$i)
Year Scenario 1 @ {{$distribution_phase_interest_rate_1?number_format((float)$distribution_phase_interest_rate_1, 2, '.', ''):0}} % Scenario 2 @ {{$distribution_phase_interest_rate_2?number_format((float)$distribution_phase_interest_rate_2, 2, '.', ''):0}} %
Monthly Annuity Year End Balance Monthly Annuity Year End Balance
{{$i}} ₹ {{custome_money_format($monthly_annuity_amount1)}} ₹ {{custome_money_format($year_end_balance1)}} ₹ {{custome_money_format($monthly_annuity_amount2)}} ₹ {{custome_money_format($year_end_balance2)}}
@include('frontend.calculators.common.footer')
 
@endif @endfor @else @for($i=1;$i<=$annuity_period;$i++) @php //Year End Balance (AS106*(1+AU106)^(AR106*12)-(AW106*((1+AU106)^(AR106*12)-1)/AU106)) $year_end_balance1 = ($annuity_purchase_amount1*(1+$distribution_monthly_return1)**($i*12)-($monthly_annuity_amount1*((1+$distribution_monthly_return1)**($i*12)-1)/$distribution_monthly_return1)); @endphp @if($i%25==0 && $annuity_period>25 && $annuity_period>$i)
Year Scenario 1 @ {{$distribution_phase_interest_rate_1?number_format((float)$distribution_phase_interest_rate_1, 2, '.', ''):0}} % Scenario 2 @ {{$distribution_phase_interest_rate_2?number_format((float)$distribution_phase_interest_rate_2, 2, '.', ''):0}} %
Monthly Annuity Year End Balance Monthly Annuity Year End Balance
Year Monthly Annuity Year End Balance @ {{$distribution_phase_interest_rate_1?number_format((float)$distribution_phase_interest_rate_1, 2, '.', ''):0}} %
{{$i}} ₹ {{custome_money_format($monthly_annuity_amount1)}} ₹ {{custome_money_format($year_end_balance1)}}
@include('frontend.calculators.common.footer')
 
@endif @endfor @endif
Year Monthly Annuity Year End Balance @ {{$distribution_phase_interest_rate_1?number_format((float)$distribution_phase_interest_rate_1, 2, '.', ''):0}} %

*The above chart is approximate and for illustration purpose only

@include('frontend.calculators.common.footer') @endif @include('frontend.calculators.suggested.pdf-app')