Bank FD vs Mutual Fund SWP Comparison @if(isset($clientname) && !empty($clientname))
For {{$clientname?$clientname:''}} @else @endif

Initial Investment	₹ {{custome_money_format($initial_investment)}}
Investment Period	{{$period?$period:0}} Years
Expected Indexation Rate	{{number_format($assumed_inflation_rate_for_indexation,2)}}%
Applicable Tax Slab	{{number_format($applicable_short_term_tax_rate,2)}}%
Applicable Long Term Tax Rate	{{number_format($applicable_long_term_tax_rate,2)}}%
For period upto	{{$for_period_upto}} Years

{{$withdrawal_mode}} SWP Amount

@php if($withdrawal_mode=='Yearly') { $cval=1; }elseif($withdrawal_mode=='Half-Yearly') { $cval=2; }elseif($withdrawal_mode=='Quarterly') { $cval=4; }elseif($withdrawal_mode=='Monthly') { $cval=12; } if($withdrawal_mode=='Yearly') { $div=12; }elseif($withdrawal_mode=='Half-Yearly') { $div=6; }elseif($withdrawal_mode=='Quarterly') { $div=3; }elseif($withdrawal_mode=='Monthly') { $div=1; } $t8=$initial_investment; $t11=$fixed_deposit/100; $t12=$debt_fund/100; $t14=$assumed_inflation_rate_for_indexation/100; $av33=pow((1+$t11),(1/$cval))-1; $av34=pow((1+$t12),(1/$cval))-1; $av35=$t8*$av33; $av36=$t8*$av34; $bg60=1; @endphp

Bank FD	Debt Fund
₹ {{custome_money_format($av35)}}	₹ {{custome_money_format($av36)}}

* It is assumed that Bank FD Interest and SWP Withdrawal Amount is received on the last day of the month. Mutual fund investments are subject to marker risks, read all scheme related documents carefully. Returns are not guaranteed. The above is for illustration purpose only.

Annual Tax & Post-Tax Withdrawal

@php $yr=1; $ival=$period*12; $x=1; $xx=1; $sm=1; $wd=0; $at=0; $nh=0; $wd2=0; $at2=0; $nh2=0; $last_eq=0; @endphp

Year	Fixed Deposit			Debt Fund			Cumulative Tax Saved in Debt Fund
	Withdrawal	Annual Tax	Net In Hand	Withdrawal	Annual Tax	Net In Hand

*The above is for illustration purpose only. Actual figures may vary depending on market.