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Bank FD vs Mutual Fund SWP Comparison @if(isset($clientname) && !empty($clientname)) For {{$clientname?$clientname:''}} @else @endif
Initial Investment | ₹ {{custome_money_format($initial_investment)}} | |
Investment Period | {{$period?$period:0}} Years | |
Expected Indexation Rate | {{number_format($assumed_inflation_rate_for_indexation,2)}}% | |
Applicable Tax Slab | {{number_format($applicable_short_term_tax_rate,2)}}% | |
Applicable Long Term Tax Rate | {{number_format($applicable_long_term_tax_rate,2)}}% | |
For period upto | {{$for_period_upto}} Years |
{{$withdrawal_mode}} SWP Amount
@php if($withdrawal_mode=='Yearly') { $cval=1; }elseif($withdrawal_mode=='Half-Yearly') { $cval=2; }elseif($withdrawal_mode=='Quarterly') { $cval=4; }elseif($withdrawal_mode=='Monthly') { $cval=12; } if($withdrawal_mode=='Yearly') { $div=12; }elseif($withdrawal_mode=='Half-Yearly') { $div=6; }elseif($withdrawal_mode=='Quarterly') { $div=3; }elseif($withdrawal_mode=='Monthly') { $div=1; } $t8=$initial_investment; $t11=$fixed_deposit/100; $t12=$debt_fund/100; $t14=$assumed_inflation_rate_for_indexation/100; $av33=pow((1+$t11),(1/$cval))-1; $av34=pow((1+$t12),(1/$cval))-1; $av35=$t8*$av33; $av36=$t8*$av34; $bg60=1; @endphpBank FD | Debt Fund |
₹ {{custome_money_format($av35)}} | ₹ {{custome_money_format($av36)}} |
* It is assumed that Bank FD Interest and SWP Withdrawal Amount is received on the last day of the month. Mutual fund investments are subject to marker risks, read all scheme related documents carefully. Returns are not guaranteed. The above is for illustration purpose only.
Annual Tax & Post-Tax Withdrawal
Year | Fixed Deposit | Debt Fund |
Cumulative Tax Saved in Debt Fund |
||||
Withdrawal | Annual Tax | Net In Hand | Withdrawal | Annual Tax | Net In Hand |
*The above is for illustration purpose only. Actual figures may vary depending on market.
@include('frontend.calculators.suggested.output') Back Save Download / Print